\documentclass[12pt,runningheads]{article}
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\usepackage{amsmath,amssymb,hyperref,array,xcolor,multicol,verbatim,mathpazo}
\usepackage[normalem]{ulem}
\usepackage[pdftex]{graphicx}
\usepackage{fullpage}
\begin{document}
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\title{Optimal Auditing, Insurance, and Redistribution \footnote{Mookherjee, Png (1989)}}
\author{XX}
\maketitle
\section{Summary}
\section{Innovation and Evaluation}
\section{Comments}
\end{document}
